Helping Blue Collar Workers

Get Ahead Sooner Make Smarter Money Moves Back Themselves

We Help Blue Collar Workers

Build Their Future Get Ahead Sooner Back Themselves

Straight-up mortgage advice for Australian tradies and FIFO workers who want to build real wealth through property and invest in their future.

Get access to over 50+ lenders through our team.

Meet kurt

From FIFO to helping other blue collar workers get ahead financially

After 10 years working FIFO, Kurt used that income to pay off his own home and build a property portfolio. Now him and his team help tradies and FIFO workers do the same through straight-up mortgage advice and smart property moves.

Headshot of Kurt Checketts, founder of Blue Collar Money, the top mortgage advice company in Australia.

We get the lifestyle.

Kurt and his team understand the blue collar life because they were once in it too, meaning they understand the challenges to making your hard work pay off long-term.

We get where you’re headed.

Kurt used a decade of FIFO work to pay off his own home and build a property portfolio. Now him and his team help others do the same.

It’s bigger than just your loan.

No fluff, no runaround. We’re here to give you honest advice and help you build a property portfolio you can be proud of.

What you get

Mortgage advice is often just one piece of the bigger financial puzzle. Alongside lending strategy, clients can also get access to trusted accountants, financial planners, and property investment advisers when needed.

Built around blue-collar life

We understand how tradies and FIFO workers earn, live, and think about money. We can help you navigate every possible situation.

Advice that matches your goals

Whether you want your first home, a smarter setup, or your next investment property, we’ll help you make the next move properly.

Why Blue Collar Money

More control over your financial future.

We’re not here to just sort your loan and send you on your way. We’re here to help build a future.

Ready to turn the long hours and hard work into real security, more options, and a future you’re in control of. At Blue Collar Money, we help tradies and FIFO workers make smart property moves, so it’s not just work, work, work with nothing to show for it.

how we can help

World Class Property & Mortgage Advice

Home Loans

Whether you’re buying your first place or upgrading, we support you to make the right move without the runaround or confusion.

Refinancing

If your current loan no longer fits where you’re headed, we’ll help you reassess and restructure properly to get you the best outcome.

Investment Property Loans

For tradies and FIFO workers who want to turn strong income into long-term wealth through property.

SMSF Lending

For clients looking to explore property through super with the right lending guidance and support team around them.

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3 steps

How We Help Guide Your Property Journey

Have the right team in your corner, helping you keep building your property portfolio.

Book a Free Chat

Tell us where you’re at, what you’re working toward, and what you want your money to do for you.

Get a Strategy in Place

We help map out the right next move based on your goals, income, borrowing position, and longer-term plans.

Build with the Right Team

Where needed, we connect you with trusted accountants, financial planners, and property experts to help you move forward properly.

Trusted Mortgage Advice For Tradies & FIFO Workers

Whether you’re buying your first home, refinancing, or lining up your next investment, Blue Collar Money helps you make smart property moves with real-world experience and the right people in your corner. When you’re ready, book a call below.

Case Studies

Blue Collar Money Moves

Real clients. Real results. See how we help everyday Australians are building wealth through property.

Matt

SMSF Growth

OccupationFIFO Maintenance Superintendent
GoalSet and forget property purchase for his SMSF with strong yield while still having exposure to other market like gold and silver.
StrategySMSF - Pay down debt, sell at pension phase at 60 with no CGT.
PropertyQLD
PurchasedJul 2025
Price$705,000
Rental Yield5.5% or $750pw
Recent Valuation$770,000 - $800,000
Equity Lift$65,000 - $95,000 in 6 months

Sam

Growing Portfolio

OccupationFIFO Digger Operator
GoalPay the family home off in under ten years without compromising lifestyle with his wife, Tania, and their two boys.
StrategyEquity release and purchase an investment property in an undervalued location.
PropertyVIC
Purchased2021
Price$737,500
Rental Yield4.5% or $640pw
Recent Valuation$783,000
Equity Lift$45,500
Past happy client Jack at his FIFO job after having a loan settled with mortgage and property advice from Blue Collar Money.

Jack

Scaling Up

OccupationFIFO HV Electrician
GoalGet into the property market and take advantage of a leveraged investment while he's young and working in finance
StrategyRentVest - Purchase an investment property in a desirable area with great fundamentals while continuing to rent.
PropertyNSW
PurchasedFeb 2026
Price$920,000
Rental Yield-
Recent Valuation$990,000 - $1,025,000
Equity Lift$70,000 - $100,000 instant equity

FAQs

Still have Qs?

Find answers to common questions about how we help, or drop us a message below.

Blue Collar Money is generally paid by the lender, so there’s usually no upfront cost to work together. If there ever is a cost involved, that would be made clear from the start. No surprises here.

Yes. Blue Collar Money is built around helping FIFO workers make smart property moves. Different rosters, different income, different lifestyle - it’s understood, and the advice is shaped around that.

 

Yes. Blue Collar Money can help self-employed tradies too. Whether it’s sorting out the right documents, making sense of your income, or finding a lender that suits your setup, the goal is to keep it simple and get the right structure in place.

Absolutely. Investment property is a big focus. The goal is not just getting a loan approved  and then off you go. It’s helping clients use their income and equity properly to build wealth through property.

 

A mortgage adviser helps work out the right lending strategy, compares suitable lender options, and guides the whole process from start to finish. In simple terms, it’s about helping clients make better property and finance decisions without all the banker waffle.

No. Blue Collar Money helps with home loans, investment property loans, refinancing, and SMSF lending. The bigger focus is helping clients make smart money moves through property, not just ticking a box on one loan.

Yes - we've got the whole crew on board. When needed, Blue Collar Money can connect clients with trusted accountants, financial planners, and property investment advisers. Sometimes a good mortgage is only one part of the bigger picture.

Blue Collar Money logo over a FIFO worksite with mortgage advice and property advice.

Get in Touch

Speak to our friendly team to get started. Tell us what you’re looking to achieve, and we will help guide you in the right direction.